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Terms & Conditions

Last updated: July 2, 2026

These Terms & Conditions ("Terms") govern your use of the Ken Kaneversky Agency website and services. By accessing this site or contacting us, you agree to these Terms.

Informational Purposes Only

All content on this website is provided for general informational and educational purposes only and does not constitute an offer of insurance, financial advice, or a recommendation of any specific product. Product availability, features, benefits, and rates vary by state and carrier and are subject to underwriting approval.

No insurance policy is in force until it is issued by the carrier and the first premium is paid. Guarantees are based on the claims-paying ability of the issuing insurer. Living benefits and riders are subject to policy terms, conditions, and qualifying criteria, and are not available on all policies or in all states.

Licensing

Ken Kaneversky is a licensed insurance agent (NPN #22128544), personally licensed in 10 states and working with a network of trusted, licensed agents. Coverage can only be offered in states where the writing agent and carrier are properly licensed. We will confirm availability for your state during your consultation.

Consultations & Scheduling

Consultations are free and carry no obligation. Scheduling is provided through third-party tools (such as Calendly). Your use of those tools is subject to their own terms and privacy policies.

Communications Consent

By submitting your information or scheduling a consultation, you consent to be contacted by Ken Kaneversky Agency by phone, text, and email โ€” including via automated or AI-assisted technology โ€” regarding insurance products at the number and address you provide. Consent is not a condition of purchase. Message and data rates may apply; reply STOP to opt out of texts at any time. This is a solicitation for insurance.

Use of the Site

You agree to use this site lawfully and not to interfere with its operation, attempt unauthorized access, or misuse any content. All text, graphics, logos, and design are the property of Ken Kaneversky Agency or its licensors and may not be copied or used without permission.

Third-Party Links

This site may link to third-party websites or tools. We are not responsible for the content, accuracy, or practices of those third parties.

Disclaimer & Limitation of Liability

The site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Ken Kaneversky Agency shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on its content.

Governing Law

These Terms are governed by the laws of the State of Utah, without regard to its conflict-of-laws principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the site after changes constitutes acceptance of the revised Terms.

Contact Us

Ken Kaneversky Agency
Ken Kaneversky, Licensed Insurance Agent ยท NPN #22128544
Phone: (435) 680-2262
Email: ken@kenkaneversky.agency